As of today, I am officially the proud OWNER of my 2006 Mercury Mariner! That was a relatively painless 5 years, but now I have $329.29 more dollars each month to spend on a.......new car!!! JK everyone! You all know how I am going to manage this new influx of money...allocated responsibly to various departments at Target!! I am cracking myself up over here. Retirement account? New couch? Travel fund? Exotic cheese? We'll see.